Insurance can be a complicated purchase.  You are buying a promise of protection that could potentially make or break your financial well-being. How do you know that you’re making the right choices about coverage? Are you sure you’re getting the best possible value for your dollar? The options can seem overwhelming.

The Gabrial Johnston Insurance Agency is an Independent Agency that puts the policyholders’ needs first.  I am not beholden to any one company and I have the ability to place policies with the best carrier at a competitive price.

Here are seven reasons why I believe the independent agency model benefits Insureds:

1. I give you a choice – As an Independent Agent, I represent many different insurance companies that offer a wide variety of coverage options and price points.  I sell for over 20 different insurance companies and seek to place my insureds with the best carrier for the individual or business.  In this day and age, there is no need to accept one quote from only one company, and there is no need for you to spend time filling out many different online applications to get your own quote comparisons.  With my market connections and industry expertise, I can often find a better value for your insurance dollar than you might find searching on your own.  As an Agent, I do the shopping, you do the saving.  I will find you the right blend of price, coverage, and service.
2. I am a licensed expert – Independents can explain the complexities of insurance in simple terms, helping you make smart decisions. I have made a career out of assessing my customers’ insurance needs and matching them with the insurance carrier best equipped to meet those needs at a price the customer can afford. Think about it. While you might research wording for wills on the Internet, you’ll likely go to an attorney to ensure that the document is drawn up correctly. Why wouldn’t you seek the advice of a licensed insurance professional to be certain that your home, your auto, or your business is properly protected?
3. I am your personal adviser – My job is not only to find you competitive pricing, but more importantly to make sure you are adequately covered.  Working with you face-to-face, I become your personal adviser, taking the time to listen to you and understand your individual needs.  I know it’s not just about finding a price you can afford; it’s also about making certain you are appropriately covered so that you don’t end up insurance-poor if you do suffer a loss.
4. I am your advocate – If you have a billing or claim concern, or need to change your coverage, I can be your advocate, working with the insurance company on your behalf.  The separation between insurance carrier and insured is vast, but as an experienced insurance agent I can do my best to provide context to a loss and advocate for my client’s position.
5. I am Northern California – I am your neighbor…  I grew up in Humboldt County and have settled in Santa Rosa with my family.  I share your interest in Northern California where we live, and understand the benefits and challenges of living this locale. I am highly involved in the Santa Rosa community, sponsoring youth sports teams, buying from your local businesses, supporting school organizations, and voicing opinions on matters affecting our Community.  I am right around the corner, ready to help.
6. I offer one-stop shopping – As independent agent, I can often meet all of your insurance needs with the companies I represent, providing auto, home, agricultural, and business coverage.  I also offer life, health and disability insurance as well.
7. I seek to be your consultant for a lifetime – I am 39 years old, with 10 years in the insurance industry.  I seek to create a long term relationship built on trust, expertise and accountability.  I am there to help you through all the changes in your life, whether you’re going from renting an apartment to buying a home, starting a business, getting married, renovating your home, adding a teen driver to your auto policy, or looking to cover that retirement condo.